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Each one started with a homeowner who needed something other than a traditional sale.
Most real estate transactions look the same: list with an agent, wait, negotiate, pay six percent in commissions. That works when the market is strong and the math works for the seller.
When it doesn't, traditional often isn't the right path. We work with homeowners whose situation calls for a different approach — relocations on short timelines, properties with unique liens or solar obligations, sellers with little equity, or homes that have sat too long on the market.
We're a buyer, not an agent. We don't list, and we don't charge fees. We bring our own financing and structure each transaction to fit what the seller actually needs.

3 bed, 2 bath. Built 2025.
This was a nearly new 2025 build, on a traditional sale, agent commissions and closing costs would have meant bringing cash to the table just to get out from under it. The owners needed to move and couldn't afford to wait out a long listing. We structured a purchase that kept the existing financing in place and took over the payments directly, closing in a matter of weeks so they could move on without paying to sell.

3 bed, 2 bath. Built 2022.
The owner needed to move and couldn't carry the home through a long listing period. With the property just two years old, agent commissions and closing costs on a traditional sale would have absorbed most of the equity they'd built. We structured a purchase that left the existing financing in place, paid cash at closing, and let them move on within weeks instead of months.

3 bed, 2 bath. Built 2021.
This home had a low-rate mortgage from 2021 and a solar agreement attached to the property — a combination that made the open market difficult. Most traditional buyers either didn't want to take on the additional solar payment or couldn't qualify around it. We structured the purchase to keep the existing financing intact and assumed the solar obligation as part of the deal. The seller closed in under three weeks, with cash in hand and the obligations off their name.
Toye Properties LLC is a real estate investment company based in North Texas. We are not a licensed real estate brokerage. Each transaction is unique and past results don't guarantee similar outcomes.
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We are not financial, legal, or tax advisors. Sellers are encouraged to consult their own professionals before entering any transaction.